Illinois income tax in 2026
Illinois taxes wages at a flat 4.95% of taxable income. Illinois has no standard deduction; the filer, spouse and each dependent get a $2,925 exemption, plus $1,000 for anyone 65 or older. All exemptions are lost once federal AGI is over $250,000 ($500,000 on a joint return).
| Taxable income | Rate |
|---|---|
| Over $0 | 4.95% |
The Illinois earned income credit and child tax credit, which depend on the federal earned income credit, aren't included.
Examples
- Single, $60,000: take-home about $47,565 a year ($3,964 a month) after $5,020 federal tax, $4,590 FICA and $2,825 Illinois tax.
- Married, $120,000, two children under 17: about $99,819 a year ($8,318 a month) after $5,640 federal tax (after the Child Tax Credit), $9,180 FICA and $5,361 Illinois tax.
Both use the federal standard deduction and no pre-tax deductions; change any detail in the calculator above.
Questions
What is Illinois's income tax rate in 2026?
Illinois taxes wages at a flat 4.95% of taxable income in 2026. Illinois has no standard deduction; the filer, spouse and each dependent get a $2,925 exemption, plus $1,000 for anyone 65 or older. All exemptions are lost once federal AGI is over $250,000 ($500,000 on a joint return).
How much is $60,000 a year after tax in Illinois?
For a single filer with no pre-tax deductions, about $47,565 a year ($3,964 a month): $5,020 federal income tax, $4,590 Social Security and Medicare and $2,825 Illinois income tax.
Are there local income taxes in Illinois?
No city or county income taxes apply to most Illinois residents' wages.
Illinois rules checked on 2026-10-01: tax.illinois.gov, tax.illinois.gov. Federal figures from the IRS (Rev. Proc. 2025-32). An estimate, not tax advice.