New York income tax in 2026
New York taxes wages at 3.9% to 10.9% of taxable income. The standard deduction is $8,000 single, $16,050 married filing jointly and $11,200 head of household, plus $1,000 per dependent; there's no personal exemption. Above $107,650 of income the lower brackets are phased out, so higher earners pay their top rate on all taxable income. The refundable Empire State child credit is $500 per child aged 4–16 ($1,000 under 4), reduced above $75,000 of income ($110,000 joint).
| Taxable income | Rate |
|---|---|
| $0 to $8,500 | 3.9% |
| $8,500 to $11,700 | 4.4% |
| $11,700 to $13,900 | 5.15% |
| $13,900 to $80,650 | 5.4% |
| $80,650 to $215,400 | 5.9% |
| $215,400 to $1,077,550 | 6.85% |
| $1,077,550 to $5,000,000 | 9.65% |
| $5,000,000 to $25,000,000 | 10.3% |
| Over $25,000,000 | 10.9% |
| Taxable income | Rate |
|---|---|
| $0 to $17,150 | 3.9% |
| $17,150 to $23,600 | 4.4% |
| $23,600 to $27,900 | 5.15% |
| $27,900 to $161,550 | 5.4% |
| $161,550 to $323,200 | 5.9% |
| $323,200 to $2,155,350 | 6.85% |
| $2,155,350 to $5,000,000 | 9.65% |
| $5,000,000 to $25,000,000 | 10.3% |
| Over $25,000,000 | 10.9% |
| Taxable income | Rate |
|---|---|
| $0 to $12,800 | 3.9% |
| $12,800 to $17,650 | 4.4% |
| $17,650 to $20,900 | 5.15% |
| $20,900 to $107,650 | 5.4% |
| $107,650 to $269,300 | 5.9% |
| $269,300 to $1,616,450 | 6.85% |
| $1,616,450 to $5,000,000 | 9.65% |
| $5,000,000 to $25,000,000 | 10.3% |
| Over $25,000,000 | 10.9% |
Children get the $500 Empire State child credit rate for ages 4–16 (under-4s get $1,000); EITC isn't included.
Local taxes: New York City residents also pay city income tax of 3.078%–3.876%, and Yonkers residents a surcharge of 16.75% of their state tax. Not included above.
Examples
- Single, $60,000: take-home about $47,747 a year ($3,979 a month) after $5,020 federal tax, $4,590 FICA and $2,643 New York tax.
- Married, $120,000, two children under 17: about $100,760 a year ($8,397 a month) after $5,640 federal tax (after the Child Tax Credit), $9,180 FICA and $4,420 New York tax.
Both use the federal standard deduction and no pre-tax deductions; change any detail in the calculator above.
Questions
What is New York's income tax rate in 2026?
New York taxes wages at 3.9% to 10.9% of taxable income in 2026. The standard deduction is $8,000 single, $16,050 married filing jointly and $11,200 head of household, plus $1,000 per dependent; there's no personal exemption. Above $107,650 of income the lower brackets are phased out, so higher earners pay their top rate on all taxable income. The refundable Empire State child credit is $500 per child aged 4–16 ($1,000 under 4), reduced above $75,000 of income ($110,000 joint).
How much is $60,000 a year after tax in New York?
For a single filer with no pre-tax deductions, about $47,747 a year ($3,979 a month): $5,020 federal income tax, $4,590 Social Security and Medicare and $2,643 New York income tax.
Are there local income taxes in New York?
Yes: New York City residents also pay city income tax of 3.078%–3.876%, and Yonkers residents a surcharge of 16.75% of their state tax. They aren't included in this calculator.
New York rules checked on 2026-10-01: tax.ny.gov, tax.ny.gov, governor.ny.gov, tax.ny.gov. Federal figures from the IRS (Rev. Proc. 2025-32). An estimate, not tax advice.