Mississippi Paycheck Calculator 2026

See your take-home pay in Mississippi after federal income tax, Mississippi income tax, Social Security and Medicare.

$
Paid per
$

Pre-tax. 2026 limit $24,500 a person.

$

Health insurance, HSA or FSA through payroll.

$

Used only if more than the standard deduction.

Take-home per month
$4,060.17
Per year
$48,722.00
Every 2 weeks
$1,873.92
2026, federal and Mississippi, before local taxes
YearMonth2 weeks
Gross pay$60,000.00$5,000.00$2,307.69
Federal income tax-$5,020.00-$418.33-$193.08
Social Security-$3,720.00-$310.00-$143.08
Medicare-$870.00-$72.50-$33.46
Mississippi income tax-$1,668.00-$139.00-$64.15
Take-home pay$48,722.00$4,060.17$1,873.92

How your federal income tax is worked out

  • Adjusted gross income $60,000.00 − standard deduction $16,100.00 = taxable income $43,900.00
  • 10% on $12,400.00, 12% on $31,500.00 = $5,020.00
  • Mississippi: taxable income $51,700.00, tax $1,668.00

You pay 18.8% of your pay in income tax and FICA. On a raise, you keep about 80.35% of each extra dollar before state tax (federal marginal rate 19.65%).

State tax uses each state's 2026 rates, standard deduction and exemptions for a resident employee; city and county income taxes aren't included. An estimate for wages; it doesn't include the Earned Income Tax Credit, the tips and overtime deductions, state credits beyond the basic ones, or other income. Not tax advice.

Mississippi income tax in 2026

Mississippi taxes wages at 0% to 4% of taxable income. Mississippi taxes income above the first $10,000 of taxable income at 4% in 2026, after a standard deduction of $2,300 ($4,600 joint, $3,400 head of family). Exemptions are $6,000 single, $12,000 joint and $8,000 head of family, plus $1,500 for each dependent and each filer 65 or older.

Mississippi 2026 tax brackets
Taxable incomeRate
$0 to $10,0000%
Over $10,0004%

Assumes one earner on a joint return; when both spouses work, a combined return gives each spouse a $10,000 0% band (up to $400 less tax).

Examples

  • Single, $60,000: take-home about $48,722 a year ($4,060 a month) after $5,020 federal tax, $4,590 FICA and $1,668 Mississippi tax.
  • Married, $120,000, two children under 17: about $101,564 a year ($8,464 a month) after $5,640 federal tax (after the Child Tax Credit), $9,180 FICA and $3,616 Mississippi tax.

Both use the federal standard deduction and no pre-tax deductions; change any detail in the calculator above.

Questions

What is Mississippi's income tax rate in 2026?

Mississippi taxes wages at 0% to 4% of taxable income in 2026. Mississippi taxes income above the first $10,000 of taxable income at 4% in 2026, after a standard deduction of $2,300 ($4,600 joint, $3,400 head of family). Exemptions are $6,000 single, $12,000 joint and $8,000 head of family, plus $1,500 for each dependent and each filer 65 or older.

How much is $60,000 a year after tax in Mississippi?

For a single filer with no pre-tax deductions, about $48,722 a year ($4,060 a month): $5,020 federal income tax, $4,590 Social Security and Medicare and $1,668 Mississippi income tax.

Are there local income taxes in Mississippi?

No city or county income taxes apply to most Mississippi residents' wages.

Mississippi rules checked on 2026-10-01: dor.ms.gov, dor.ms.gov. Federal figures from the IRS (Rev. Proc. 2025-32). An estimate, not tax advice.

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